What credit score do I need?

Programs vary. Some options are available for scores as low as 600; better rates apply above 680.

Will applying hurt my credit?

Most partners offer a soft pull for pre-qualification.

Financing

Home Improvement Financing

Name: Merit Contracting LLC
Address: New Port Richey, FL, 34652, US
Telephone: (727) 251-5125
Price range: $$

Merit Contracting works with home improvement financing partners so you can spread the cost of your remodel, addition, or window package over affordable monthly payments. Approvals are typically fast, terms are competitive, and financing can be discussed during your free estimate.

Eligible Projects

What Can Be Financed

Kitchen and bathroom remodels
Room additions
Window and door replacement
New construction (through construction lenders)
Storefront build-outs

The Process

How It Works

1Get a free estimate from Merit
2Choose your financing option during the proposal review
3Apply — most approvals within 24-48 hours
4Merit gets paid, you make monthly payments to the lender

Competitive rates Fast approvals (24-48 hrs)

Questions

Frequently Asked

No — we work with third-party financing partners who specialize in home improvement lending.

Get Your Free Estimate

Let's scope your project and talk financing options during your free on-site estimate.

Get Your Free Estimate Call (727) 251-5125